It’s Sunday at 4:30 and I’m putting off work. I’m sleepy. The hot sun makes me sleepy. I was out all morning running errands. Brian and I went to Garden Ridge earlier to look at fake plants and bought a bamboo looking plant for the office. As for the rest of the house, I think we need some greener but real. The fake stuff looks too dang fake. I don’t what else we bought from there but it added up to 127 bucks. THEN, I went to Costco with my mom and I loaded up on some stuff that I knew I wouldn’t be able to waste. Mainly meat and stuff I can freeze. There goes another 100 something bucks. Whew. Stuff just seems to add up. Yesterday we went shopping. I can’t remember how we ended up at the mall. I think Brian needed to get his bike tuned up at Dicks and I needed a haircut. Anyway, I ended up spending 200 hundred bucks on clothes. I did get 3 shirts from Banana Republic and a floor length casual skirt from the Gap. I’ve been looking for this style of skirt for awhile. Too bad it wasn’t on sale. Brian got 2 shirts. I *should* be done with shopping for the month. On top of the purchases we’ve been spending more on entertainment. Going to happy hours, dinners with friends, and just plain eating out. I know Brian wants us to host another house party next month. But I think we’ll wait until August to have people over. We need to curb our spending since we’ll be heading out to vacation next month.
One other update. I’ve been getting these pesky debt collector calls from some fake law office. They’ve even called my in-law a couple times. It’s for a credit card that opened college and couldn’t pay off because I was too stoopid and poor. I did eventually pay off all my debts before we got married and bought the house, so I’m not sure how they got my info. Everytime they call, they keep telling me they’ll file a lawsuit in my county. I once called them back and told them to stop calling. Finally I sent them a Do Not call letter. If they continue to call me or anyone else, they’re officially breaking law. Not that they weren’t breaking the law before by making false claims. I checked my credit report and it does not show any bad debt. I even checked the credit report I bought about a year ago and didn’t see anything bad. Hrmph. I wish they would go away. I read somewhere that Buffalo, NY is the breeding ground for these pesky debt collectors. It’s days like these that I’m glad I have a good standing career and was able to address any bad marks. Nowadays, I can’t imagine how people can deal with the stress of bad credit. I’m glad my credit is high, and I’m glad we have no debt other than a mortgage, car payments, and student loans.
Despite all our spending, Brian and I do make it a point to save a good amount in our 401K and regular savings. We still need to combine our accounts to make it easier for tracking. It’s just a matter of getting our butts to the bank. In the meantime, I do put in about 30% of my income into a savings account that’s not for retirement. We both also have a pretty good amount in our emergency fund. I think Brian feels like it’s still not enough. That’s kinda funny because a friend’s boyfriend feels the same way. With that said, I hope we can continue with this path. Brian and I briefly talked about how long I plan on staying home when we have our first child. I said 12 weeks, which is the max without really losing my job. He was thinking something like a year. I never anticipated staying home longer than the 12 weeks. I guess it depends on the state of where we are at that time. I certainly don’t plan on being a SAHM my whole life.
I had a small ephipany the other week. For awhile I was unsure as to where I wanted to be in my career. I was happy with my position, and in my opinion I’ve reached a point in my career where it would take others a few more years to get to. I know I’m good at my job, although at times I feel like I should be more organized. It’s hard to do so when you’re jumping from meetings to meetings. I like my job and I definitely want it to evolve into something more. I’m still unsure as to what that would be, but I have clearer vision of the path I want to take. I hate talking about work since I know coworkers may be reading this.